Interest-bearing Debt
Interest-bearing Debt
As of Oct. 1, 2026
| Term | Lender | Amount （million yen） |
Interest Rate | Start of Loan | Maturity of Loan | Description |
|---|---|---|---|---|---|---|
|
2
bank05
Long-term to be rapaid within one year |
Resona Bank, Ltd. | 2,000 | 0.47%* | Feb. 3, 20172017/02/03 | Feb. 3, 2027 2027/02/03 |
Non-collateralized Non-guaranteed |
|
2
bank11
Long-term to be rapaid within one year |
The Bank of Fukuoka, Ltd. | 2,000 | 0.48% | Mar. 15, 20172017/03/15 | Mar. 31, 2027 2027/03/31 |
Non-collateralized Non-guaranteed |
| 3 bank08 Long-term | Development Bank of Japan Inc. |
2,500 | 0.55% | Mar. 15, 20172017/03/15 | Mar. 31, 2028 2028/03/31 |
Non-collateralized Non-guaranteed |
| 3 bank08 Long-term | Development Bank of Japan Inc. |
2,500 | 0.61% | Mar. 15, 20172017/03/15 | Mar. 30, 2029 2029/03/30 |
Non-collateralized Non-guaranteed |
| 3 bank05 Long-term | Resona Bank, Ltd. | 2,000 | 0.52%* | Aug. 31, 20172017/08/31 | Aug. 31, 2027 2027/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank04 Long-term | Sumitomo Mitsui Trust Bank, Limited |
3,000 | 0.52%* | Aug. 31, 20172017/08/31 | Aug. 31, 2027 2027/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank08 Long-term | Development Bank of Japan Inc. |
4,500 | 0.49% | Aug. 31, 20172017/08/31 | Aug. 31, 2028 2028/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank08 Long-term | Development Bank of Japan Inc. |
4,500 | 0.54% | Aug. 31, 20172017/08/31 | Aug. 31, 2029 2029/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank02 Long-term | MUFG Bank, Ltd. | 5,000 | 0.65% | Sep. 28, 20182018/09/28 | Sep. 30, 2027 2027/09/30 |
Non-collateralized Non-guaranteed |
|
2
bank06
Long-term to be rapaid within one year |
Mizuho Bank, Ltd. | 1,000 | 0.54% | Mar. 26, 20192019/03/26 | Mar. 26, 2027 2027/03/26 |
Non-collateralized Non-guaranteed |
| 3 bank06 Long-term | Mizuho Bank, Ltd. | 2,000 | 0.55％ | Aug. 31, 20202020/08/31 | Aug. 31, 2028 2028/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank06 Long-term | Mizuho Bank, Ltd. | 2,000 | 0.63% | Aug. 31, 20202020/08/31 | Aug. 31, 2030 2030/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank14 Long-term | The 77 Bank, Ltd. | 500 | 0.47% | Dec. 25, 20202020/12/25 | Dec. 25, 2028 2028/12/25 |
Non-collateralized Non-guaranteed |
| 3 bank02 Long-term | MUFG Bank, Ltd. | 1,000 | 0.55% | Dec. 25, 20202020/12/25 | Dec. 25, 2029 2029/12/25 |
Non-collateralized Non-guaranteed |
| 3 bank06 Long-term | Mizuho Bank, Ltd. | 1,500 | 0.57% | Dec. 25, 20202020/12/25 | Dec. 25, 2030 2030/12/25 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation |
2,000 | 0.56% | Feb. 26, 20212021/02/26 | Aug. 31, 2028 2028/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank07 Long-term | Nippon Life Insurance Company |
1,500 | 0.60% | Feb. 26, 20212021/02/26 | Feb. 28, 2031 2031/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank07 Long-term | Nippon Life Insurance Company |
1,500 | 0.55% | May 31, 20212021/05/31 | Feb. 28, 2031 2031/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank10 Long-term | The Norinchukin Bank | 1,000 | 0.43% | Aug. 31, 20212021/08/31 | Aug. 31, 2029 2029/08/31 |
Non-collateralized Non-guaranteed |
|
2
bank07
Long-term to be rapaid within one year |
Nippon Life Insurance Company |
2,000 | 0.32% | Aug. 31, 20212021/08/31 | Jan. 31, 2027 2027/01/31 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation |
3,000 | 0.59% | Sep. 30, 20212021/09/30 | Sep. 30, 2030 2030/09/30 |
Non-collateralized Non-guaranteed |
| 3 bank04 Long-term | Sumitomo Mitsui Trust Bank, Limited |
1,000 | 0.51％ | Feb. 28, 20222022/02/28 | Feb. 29, 2028 2028/02/29 |
Non-collateralized Non-guaranteed |
| 3 bank06 Long-term | Mizuho Bank, Ltd. | 1,000 | 0.56% | Feb. 28, 20222022/02/28 | Feb. 28, 2030 2030/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank05 Long-term | Resona Bank, Ltd. | 1,000 | 0.62% | Feb. 28, 20222022/02/28 | Jul. 31, 2030 2030/07/31 |
Non-collateralized Non-guaranteed |
| 3 bank14 Long-term | The 77 Bank, Ltd. | 1,000 | 0.62% | Feb. 28, 20222022/02/28 | Jul. 31, 2030 2030/07/31 |
Non-collateralized Non-guaranteed |
| 3 bank15 Long-term | Kansai Mirai Bank, Limited | 1,000 | 0.67% | Feb. 28, 20222022/02/28 | Feb. 29, 2032 2032/02/29 |
Non-collateralized Non-guaranteed |
| 3 bank16 Long-term | SBI Shinsei Bank, Limited | 1,000 | 0.67% | Feb. 28, 20222022/02/28 | Feb. 29, 2032 2032/02/29 |
Non-collateralized Non-guaranteed |
| 3 bank17 Long-term | The Yamaguchi Bank, Ltd. | 1,000 | 0.67% | Feb. 28, 20222022/02/28 | Feb. 29, 2032 2032/02/29 |
Non-collateralized Non-guaranteed |
| 3 bank04 Long-term | Sumitomo Mitsui Trust Bank, Limited |
1,000 | 0.66% | Aug. 31, 20222022/08/31 | Aug. 31, 2028 2028/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank07 Long-term | Nippon Life Insurance Company |
1,000 | 0.68% | Aug. 31, 20222022/08/31 | Aug. 31, 2030 2030/08/31 |
Non-collateralized Non-guaranteed |
|
2
bank13
Long-term to be rapaid within one year |
Tokio Marine & Nichido Fire Insurance Co., Ltd. |
2,000 | 0.41% | Aug. 31, 20222022/08/31 | Feb. 28, 2027 2027/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank02 Long-term | MUFG Bank, Ltd. | 3,000 | 0.83% | Sep. 30, 20222022/09/30 | Mar. 31, 2030 2030/03/31 |
Non-collateralized Non-guaranteed |
| 3 bank16 Long-term | SBI Shinsei Bank, Limited | 1,000 | 0.82% | Sep. 30, 20222022/09/30 | Sep. 30, 2030 2030/09/30 |
Non-collateralized Non-guaranteed |
| 3 bank09 Long-term | Shinkin Central Bank | 500 | 0.63% | Nov. 30, 20222022/11/30 | Nov. 30, 2027 2027/11/30 |
Non-collateralized Non-guaranteed |
| 3 bank10 Long-term | The Norinchukin Bank | 1,000 | 0.82% | Nov. 30, 20222022/11/30 | May 31, 2030 2030/05/31 |
Non-collateralized Non-guaranteed |
| 3 bank07 Long-term | Nippon Life Insurance Company |
500 | 1.13% | Feb. 28, 20232023/02/28 | Aug. 31, 2032 2032/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank02 Long-term | MUFG Bank, Ltd. | 2,000 | 0.99% | Feb. 28, 20232023/02/28 | Feb. 28, 2029 2029/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank10 Long-term | The Norinchukin Bank | 1,000 | 1.18% | Feb. 28, 20232023/02/28 | Feb. 29, 2032 2032/02/29 |
Non-collateralized Non-guaranteed |
|
2
bank03
Long-term to be rapaid within one year |
Mitsui Sumitomo Insurance Company, Limited |
1,000 | 0.70% | Sep. 29, 20232023/09/29 | Jan. 31, 2027 2027/01/31 |
Non-collateralized Non-guaranteed |
| 3 bank04 Long-term | Sumitomo Mitsui Trust Bank, Limited |
2,000 | 1.17%* | Nov. 30, 20232023/11/30 | Nov. 30, 2030 2030/11/30 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation |
3,000 | 0.86％ | Dec. 27, 20232023/12/27 | Jun. 27, 2028 2028/06/27 |
Non-collateralized Non-guaranteed |
| 3 bank04 Long-term | Sumitomo Mitsui Trust Bank, Limited |
1,500 | 1.05％* | Dec. 27, 20232023/12/27 | Jun. 30, 2030 2030/06/30 |
Non-collateralized Non-guaranteed |
| 3 bank11 Long-term | The Bank of Fukuoka, Ltd. | 1,000 | 1.19％ | Dec. 27, 20232023/12/27 | Dec. 27, 2033 2033/12/27 |
Non-collateralized Non-guaranteed |
| 3 bank07 Long-term | Nippon Life Insurance Company |
500 | 1.14％ | Dec. 27, 20232023/12/27 | Jun. 30, 2033 2033/06/30 |
Non-collateralized Non-guaranteed |
| 3 bank08 Long-term | Development Bank of Japan Inc. |
2,000 | 1.39% | Feb. 29, 20242024/02/29 | Feb. 28, 2034 2034/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank07 Long-term | Nippon Life Insurance Company |
2,500 | 1.23％ | Feb. 29, 20242024/02/29 | Aug. 31, 2033 2033/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank03 Long-term | Mitsui Sumitomo Insurance Company, Limited |
1,000 | 0.84％ | Feb. 29, 20242024/02/29 | Feb. 28, 2029 2029/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank04 Long-term | Sumitomo Mitsui Trust Bank, Limited |
1,000 | 1.10％* | Mar. 29, 20242024/03/29 | Mar. 31, 2031 2031/03/31 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation |
2,000 | 1.46% | Feb. 28, 20252025/02/28 | Feb. 28, 2030 2030/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank04 Long-term | Sumitomo Mitsui Trust Bank, Limited |
3,500 | 1- month JPY TIBOR +0.390% |
Mar. 26, 20252025/03/26 | Feb. 28, 2033 2033/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation |
1,000 | 1.69% | Mar. 31, 20252025/03/31 | Feb. 28, 2030 2030/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank09 Long-term | Shinkin Central Bank | 1,000 | 1.73% | Aug. 29, 20252025/08/29 | Aug. 31, 2030 2030/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation |
2,000 | 1.84% | Sep. 30, 20252025/09/30 | Sep. 30, 2030 2030/09/30 |
Non-collateralized Non-guaranteed |
| 3 bank11 Long-term | The Bank of Fukuoka, Ltd. | 500 | 1- month JPY TIBOR +0.220% |
Nov. 28, 20252025/11/28 | Nov. 30, 2035 2035/11/30 |
Non-collateralized Non-guaranteed |
| 3 bank12 Long-term | Mizuho Trust & Banking Co., Ltd. |
2,000 | 1- month JPY TIBOR +0.260% |
Nov. 28, 20252025/11/28 | Nov. 30, 2035 2035/11/30 |
Non-collateralized Non-guaranteed |
| 3 bank18 Long-term | Daishi Hokuetsu Bank, Ltd. | 1,000 | 3- month JPY TIBOR +0.180% |
Dec. 25, 20252025/12/25 | Dec. 25, 2032 2032/12/25 |
Non-collateralized Non-guaranteed |
| 3 bank19 Long-term | The Musashino Bank, Ltd. | 1,000 | 2.11% | Dec. 25, 20252025/12/25 | Dec. 25, 2035 2035/12/25 |
Non-collateralized Non-guaranteed |
| 3 bank20 Long-term | The Chiba Bank, Ltd. | 1,000 | 1- month JPY TIBOR +0.180% |
Feb. 2, 20262026/02/02 | Jan. 31, 2033 2033/01/31 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation | 2,000 | 2.51% | Feb. 27, 20262026/02/27 | Aug. 31, 2031 2031/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation | 2,000 | 1- month JPY TIBOR +0.364% |
Feb. 27, 20262026/02/27 | Feb. 28, 2034 2034/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank01 Long-term | Sumitomo Mitsui Banking Corporation | 2,000 | 1- month JPY TIBOR +0.390% |
Feb. 27, 20262026/02/27 | Feb. 28, 2035 2035/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank05 Long-term | Resona Bank, Ltd. | 1,000 | Base interest rate (*3) +0.300% |
Mar. 23, 20262026/03/23 | Aug. 31, 2031 2031/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank10 Long-term | The Norinchukin Bank |
1,000 | 2.61% | Mar. 23, 20262026/03/23 | Feb. 28, 2033 2033/02/28 |
Non-collateralized Non-guaranteed |
| 3 bank11 Long-term | The Bank of Fukuoka, Ltd. | 1,000 | 1- month JPY TIBOR +0.220% |
Mar. 23, 20262026/03/23 | Feb. 29, 2036 2036/02/29 |
Non-collateralized Non-guaranteed |
| 3 bank16 Long-term | SBI Shinsei Bank, Limited |
1,000 | 2.59% | Mar. 23, 20262026/03/23 | Feb. 29, 2036 2036/02/29 |
Non-collateralized Non-guaranteed |
| 3 bank02 Long-term | MUFG Bank, Ltd. | 2,500 | 3- month JPY TIBOR +0.330% |
Aug. 31, 20262026/08/31 | Aug. 31, 2033 2033/08/31 |
Non-collateralized Non-guaranteed |
| 3 bank02 Long-term | MUFG Bank, Ltd. | 3,000 | 1- month JPY TIBOR +0.364% |
Sep. 30, 20262026/09/30 | Sep. 30, 2034 2034/09/30 |
Non-collateralized Non-guaranteed |
| 3 bank05 Long-term | Resona Bank, Ltd. | 1,000 | Base interest rate (*3) +0.290% |
Oct. 1, 20262026/10/01 | Sep. 30, 2031 2031/09/30 |
Non-collateralized Non-guaranteed |
| 3 bank09 Long-term | Shinkin Central Bank | 1,000 | 3- month JPY TIBOR +0.230% |
Oct. 1, 20262026/10/01 | Sep. 30, 2033 2033/09/30 |
Non-collateralized Non-guaranteed |
| 3 bank17 Long-term | The Yamaguchi Bank, Ltd. | 1,000 | 3.19% | Oct. 1, 20262026/10/01 | Sep. 30, 2033 2033/09/30 |
Non-collateralized Non-guaranteed |
| 3 bank06 Long-term | Mizuho Bank, Ltd. | 1,000 | 3- month JPY TIBOR +0.260% |
Oct. 1, 20262026/10/01 | Sep. 30, 2036 2036/09/30 |
Non-collateralized Non-guaranteed |
| Total | - | - | - | - | ||
- The loan has a floating interest rate, but fixed debt cost by concluding the interest rate swap agreement is stated.
- The term is classified according to the period from the end of the most recently announced fiscal period to the maturity of loan.
- The base interest rate refers to the loan rates defined by the “Principal Terms and Conditions of the Funds-Supplying Operations to Support Financing for Climate Change Responses” set forth by the Bank of Japan (“BOJ”). Please refer to the BOJ’s website for information about potential changes in the BOJ’s base interest rate.
Investment Corporation Bond
As of Oct. 1, 2026
| Bond Name | Amount （million yen)） |
Interest Rate | Issuance Date | Redemption Date | Description |
|---|---|---|---|---|---|
| #3rd Investment Corporation Bond | 3,000 | 1.620% | Mar. 12, 2014 | Mar. 12, 2029 | Non-collateralized Non-guaranteed |
| #4th Investment Corporation Bond (private offering to qualified institutional investors) |
1,700 | 0.535% | Feb. 8, 2016 | Feb. 8, 2028 | Non-collateralized Non-guaranteed |
| #5th Investment Corporation Bond | 2,000 | 0.480% | Apr. 20, 2017 | Apr. 20, 2027 | Non-collateralized Non-guaranteed |
| #6th Investment Corporation Bond | 2,000 | 0.530% | Nov. 18, 2019 | Nov. 16, 2029 | Non-collateralized Non-guaranteed |
| #7th Investment Corporation Bond (Green Bond) | 2,000 | 0.490% | Apr. 26, 2021 | Apr. 25, 2031 | Non-collateralized Non-guaranteed |
| Total | 10,700 | - | - | - | - |
Commitment Line Agreements
Aug. 31, 2026
| Counterparty | Maximum amount （million yen） |
Start of contract | Maturity of contract |
Maximum borrowing period |
Description |
|---|---|---|---|---|---|
| Sumitomo Mitsui Trust Bank, Limited | 7,500 | Aug. 1, 2026 | Jul. 31, 2029 | 6 months | Non-collateralized Non-guaranteed |
| MUFG Bank, Ltd. | 5,000 | Aug. 1, 2026 | Jul. 31, 2029 | 6 months | Non-collateralized Non-guaranteed |
| Sumitomo Mitsui Banking Corporation | 5,000 | Aug. 1, 2024 | Jul. 31, 2027 | 6 months | Non-collateralized Non-guaranteed |
| SBI Shinsei Bank, Limited | 1,000 | Dec. 2, 2024 | Nov. 30, 2027 | 6 months | Non-collateralized Non-guaranteed |
| The Yamaguchi Bank, Ltd. | 1,000 | Dec. 2, 2024 | Nov. 30, 2027 | 6 months | Non-collateralized Non-guaranteed |
| Total | 19,500 | - | - | - | - |